If you want to invest in mutual funds and are wondering which app or platform to use, this post is for you. There are many platforms that make investing super easy.
Some offer zero charges, some provide smart recommendations, and some include extra features. Letโs explore the top platforms and understand why they are worth using.
Groww: The Most Popular and Easy
Groww is one of the most trusted platforms today. The app is extremely simple to use, making it perfect for both beginners and experienced investors. You can invest in direct mutual funds with zero commission. Starting an SIP takes just one click, and tracking investments is smooth and clear.
You can also invest in stocks, gold, and fixed deposits from the same app. In 2025, Growwโs user base has grown even more, and its clean interface makes investing stress free. If you are investing for the first time, Groww is a solid choice.
Zerodha Coin: The Low-Cost King
Zerodha is known for its reliability and low-cost structure. The Coin app offers direct mutual funds, zero charges, and no hidden fees. SIPs and lump sum investments are completely free.
Zerodha also provides access to Varsity, a free learning platform that helps users understand investing better. If you already trade stocks, managing everything from one account becomes very convenient. In 2025, Zerodha has added more direct fund options, giving investors greater flexibility.
Kuvera: The Smart Recommendations Platform
Kuvera is a completely free platform with no commission or hidden charges. It offers smart tools like goal tracking, tax harvesting, and family account management.
The platform also provides intelligent recommendations based on your risk profile. In 2025, Kuvera improved its AI-based suggestions, helping users build stronger portfolios. If you want advanced features without paying extra, Kuvera is a great option.
Paytm Money: Everything in One App
Paytm Money allows you to invest in mutual funds, stocks, and NPS from one place. It offers direct plans, zero delivery charges, and easy SIP setup.
The interface is colorful, easy to understand, and provides detailed reports. In 2025, Paytm Money added more funds and faster withdrawal options. If you already use Paytm, transfers become quick and seamless.
ET Money: With Extra Benefits
ET Money provides zero commission investing with direct mutual funds. Its Genius feature offers personalized investment advice.
The platform also includes useful tools like an expense tracker and insurance suggestions. In 2025, ET Money focused more on tax-saving funds, making it a strong choice for ELSS investors.
| Platform | Highlights |
|---|---|
| Groww | Super simple app, zero charges, stocks + funds |
| Zerodha Coin | Direct plans only, free SIP, educational tools |
| Kuvera | Free tools, goal tracking, family accounts |
| Paytm Money | One-tap SIP, quick transfers, colorful UI |
| ET Money | Genius advice, expense tracker, tax tools |
Pros and Cons
Pros
- All platforms offer zero commission on direct funds.
- Easy SIP setup and simple tracking for beginners.
- Extra features like stocks, gold, and NPS in one place.
- Fast and secure transactions with SEBI registration.
- Many free learning tools and resources available.
Cons
- Some premium features require payment.
- Customer support can be slow during peak times.
- Small or niche funds may not be available on every platform.
- Occasional app glitches during updates.
Conclusion
Groww, Zerodha Coin, and Kuvera are among the best platforms for mutual fund investing. If you want simplicity, go with Groww. If low cost matters most, choose Zerodha.
If you want smart tools and automation, Kuvera is ideal. You can try all of them for free and decide what suits your style. Start investing even with a small amount and grow steadily over time.
