How important is it to know whether your insurance policy is active or not? Nowadays we are all busy with the hustle and bustle of life, but if your policy lapses, it can create a problem. But don’t worry, checking online has now become very easy.
Today, I will tell you step-by-step how to check insurance policy status, be it life insurance or vehicle insurance. This guide is for you who are looking for a quick and simple way. Let’s get started!
First, let us understand why it is important to check the insurance policy status. Whether the policy is active or not, whether the premium is due or paid, or whether any claim is pending – by knowing all this, you can avoid future tensions.
Now everything has gone digital in India, so you can check it in minutes through online portals. I will tell you about different types of insurance, and at the end I will also give a table for quick reference.
How to Check Life Insurance Policy Status?
It is very simple to check the policy of life insurance like LIC, SBI Life or ICICI Pru. Here are the steps:
Go to the official website of the insurer: First of all open the website of your insurance company. For example, for LIC, go to licindia.in. Go to the Login section and enter your policy number, DOB and registered mobile number. After logging in, the dashboard will display the policy status – whether it is active, premium is due, or what is the maturity date.
Use Mobile App: You can also check through company apps like LIC Customer App or SBI Life Easy Access. Download the app, register and enter the policy details. It works offline as well if your data is synced.
By SMS or Call: You can send an SMS for a quick check. For example, for LIC, send “ASKLIC <policy number> PREMIUM” to 56767877. Or call customer care.
These methods are safe because they are from official sources, and your data remains secure.
How to Check Vehicle Insurance Policy Status?
Parivahan and IIB portals are the best for car or bike insurance. Here are the steps:
Parivahan Sewa Website: Go to parivahan.gov.in, select “Know Your Vehicle Details”. Enter vehicle number, fill captcha and submit. Here insurance expiry date, insurer name and status will be displayed.
VAHAN Portal: Check “RC Status” on vahan.parivahan.gov.in. You will get policy details from vehicle number. This is a government portal, absolutely reliable.
IIB Portal: Go to “Vehicle Insurance Status” on iib.gov.in and enter vehicle number and registration details. This is of Insurance Information Bureau, where data of all insurers is available.
Insurer App/Website: Like check policy number through Acko or Bajaj Allianz app.
These methods are free and give real-time updates.
How to Check Health Insurance Policy Status
For health policy:
Insurer Website: Like login to ICICI Lombard site by policy number. Dashboard will show coverage, claim status and renewal date.
App or Portal: Apps also give notifications of premium due.
Quick Reference
| Insurance Type | How to Check Online |
|---|---|
| Life Insurance | Insurer website/app (e.g., LIC: licindia.in, SMS to 56767877) |
| Vehicle Insurance | Parivahan/VAHAN portal (vahan.parivahan.gov.in), IIB (iib.gov.in) |
| Health Insurance | Insurer app/website (e.g., ICICI Pru: iciciprulife.com) |
This table gives you a quick reference. Now next, some tips: Always use official sites, avoid third-party apps as there is a risk of data theft. And if the policy has lapsed, get it renewed quickly.
FAQs
Is there a fee to check insurance status?
No, it is absolutely free. There is no charge on official portals and apps.
If you forgot the policy number, how to check it?
Recover the registered mobile number or email on the insurer website. Or call customer care.
How to find out the vehicle insurance expiry date?
Check by entering the vehicle number on the Parivahan app or website.
What proof do you get after checking online?
You can download a PDF from the dashboard, which is a valid proof.
Can foreign insurance be checked online?
In India, use the insurer’s international website for foreign policies, but for local, Indian portals are the best.
So friends, now you know how simple it is to check insurance status. Try this and keep track of your policies. If you have any doubts, comment!
